Cookie Policy
Transparency about how we collect and use data to improve your experience on moraliquenzo.com
Manage Your Cookie Preferences
You can decline all non-essential cookies used for tracking, analytics, and marketing purposes. Essential cookies required for basic website functionality cannot be disabled.
What Are Cookies and How We Use Them
Cookies are small text files stored on your device when you visit moraliquenzo.com. We use these technologies to remember your preferences, analyze site performance, and provide personalized budget optimization tools that help Australian families manage their finances more effectively.
Our cookie usage focuses on enhancing your experience while maintaining transparency about data collection. Since launching our platform in early 2025, we've helped thousands of users track spending patterns and identify savings opportunities through careful data analysis.
Types of Cookies We Use
Essential Cookies
Enable core website functions like user authentication, shopping cart functionality, and secure access to your budget dashboard. These cookies cannot be disabled as they're necessary for basic operation.
Analytics Cookies
Help us understand how users interact with our budgeting tools and educational content. This data helps us improve features like our expense categorization and savings goal tracking systems.
Functional Cookies
Remember your preferences for dashboard layout, currency display, and notification settings. These enhance your experience by maintaining personalized configurations across sessions.
Marketing Cookies
Track your interests to show relevant financial education content and budget optimization tips. Used to measure effectiveness of our educational campaigns and workshops.
Data Retention and Your Control
Session and Functional Data
Login sessions, dashboard preferences, and temporary calculation data expire after 30 days of inactivity to maintain security while preserving your customizations.
Analytics Information
Usage patterns and feature interaction data retained for 6 months to improve our budgeting tools and identify popular educational content areas.
Marketing Insights
Aggregated data about content preferences and program interests kept for 2 years to develop relevant financial education resources and improve our services.
You can request deletion of your cookie data at any time by contacting our team. We'll process removal requests within 72 hours and confirm completion via email.
Browser Cookie Management
Most browsers allow you to control cookie settings independently. Here's how to access cookie controls in popular browsers:
Blocking all cookies may affect functionality of our budget calculators and prevent access to personalized financial insights. Essential cookies will remain active to ensure basic website operations continue working properly.
Third-Party Cookie Partners
We work with trusted analytics providers and educational content partners to enhance your experience. These third parties may place their own cookies when you interact with embedded calculators, video content, or social sharing features.
Our partners include analytics services for understanding user behavior, payment processors for secure transactions, and educational content providers for financial literacy resources. Each partner maintains their own privacy policies and cookie practices.
When you decline non-essential cookies through our preference center, we also disable third-party tracking cookies while maintaining necessary payment and security functions.